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Does Homeowners Insurance Cover Garage Door Repairs?

Updated: Mar 16, 2023

Garage doors are a crucial home feature–does homeowners insurance cover them when something goes wrong?

Our garage doors play a prominent role in the overall structure and function of the home. These doors can add security, make it easy for you to protect your vehicles, and offer a little design bonus too. However, inevitably, with time, they can and will break down. When this happens, it can be an unpleasant surprise–especially if you have to pay the bill. In this article, we will discuss what you need to know about homeowners insurance and garage door repairs.

Garage Door Repairs and Insurance: What You Need to Know

As a homeowner, you are probably hoping that your homeowners insurance can help when something goes wrong around the house. Garage door issues can be a pain to deal with, but that doesn’t mean that you are responsible for paying for these repairs. Let’s take a look at what you should expect from your insurance company.

Can Homeowners Insurance Cover Garage Door Repairs?

Without question, many homeowners insurance policies can and do cover garage door repairs in a variety of circumstances. Your garage door bill might be partially or completely covered depending on what kind of repairs you need to have done.

How to Know if Your Insurance Covers These Repairs

The best way to know if your homeowners insurance will cover this kind of expense is really to give them a call and ask. Most policies will have limitations surrounding what they do and do not cover, so it is important to know what you can expect.

What Does Homeowners Insurance Cover?

The coverage that your policy provides can vary depending on who you are insured through and what policy you chose. The better your insurance is, the more likely it is to cover this expense. Be aware that coverage generally only extends to the garage doors, not any potential damage to vehicles or other garage features.

Leave it to Your Garage Door Experts

If you are not interested in contacting your insurance company, there is some good news. Many garage door experts will work directly with your insurance. This means that you can connect with these professionals and let them sort out your coverage and what you will owe. Leaving it to the professionals can be an easy way to expedite the process and save money too!

The Takeaway

If you are hoping to invest in garage door repair, Denver is a city with plenty to offer you. You will find that your local Denver garage door experts are more than willing to help you get the repairs that you need. With their help, you can repair or replace your garage door as needed. To learn more, contact our team of experts today. We are happy to help you get your garage doors restored or replaced!

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